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Foreign & Multinational Liability Insurance

Insurance Solutions for Businesses Operating Across International Borders

As businesses expand internationally, they often face new legal requirements, liability exposures, and insurance challenges. Foreign and Multinational Liability Insurance helps protect companies with employees, operations, projects, or business interests outside the United States. 

Whether your organization sends employees overseas, owns foreign property, works with international vendors, or operates foreign subsidiaries, the right insurance program can help manage global risks.

Businesses That May Need Foreign Liability Coverage

Coverage may be appropriate for:
  • Government Contractors
  • Manufacturers
  • Technology Companies
  • Engineering Firms
  • Construction Companies
  • Consulting Firms
  • International Distributors
  • Importers and Exporters
  • Educational Institutions
  • Nonprofit Organizations
  • Businesses with Foreign Subsidiaries
  • Companies with International Employees

Coverage May Include

Depending on your operations, coverage options may include:
  • Foreign General Liability
  • Foreign Voluntary Workers Compensation
  • Employers Liability
  • Business Travel Accident
  • Foreign Commercial Auto
  • Kidnap and Ransom
  • Emergency Medical Evacuation
  • Foreign Property Coverage
  • International Business Travel Coverage
  • Defense Costs
  • Worldwide Liability Protection

Coverage depends on policy terms and underwriting.

Why Foreign Liability Insurance Matters

Insurance policies designed only for domestic operations may not respond to claims that occur overseas. Businesses operating internationally may also need to comply with local insurance laws and contractual requirements.

Working with an experienced independent insurance agency can help ensure your international operations have appropriate protection.