State Rules regarding Medical Care for On-The-Job Injuries:
Maryland & DC
- Virginia’s Work Comp law instructs employers to furnish a panel of at least 3 medical providers to an injured employee. Once the employee chooses a physician from the employer’s panel, that physician becomes the primary treating physician for the employee’s care. According to the VA Work Comp Commission, “The panel must include a minimum of three physicians who are not in the same practice group or who do not otherwise share a community of interest. The initial panel may include medical care providers whose special area of practice is relevant to the medical condition.”
- If the employee refuses to select a physician from the panel without proper justification, then that may provide grounds to deny coverage for the employee’s medical and vocational expenses.
- If the employer fails to provide a panel, then the employee is free to choose any physician and resulting reasonable medical/vocational expenses will be covered.
- The panel of approved physicians is a way to help to control Work Comp medical costs.
- Your Insurance carrier should be able to provide you with a Panel of Physicians.
- There is a wealth of information on Employers’ responsibilities on the Virginia Workers’ Compensation Commission website: http://www.workcomp.virginia.gov/content/employers
Maryland & DC
- MD and DC allow the employee to choose their own medical providers after a workplace injury. Employers can offer them a panel of physicians as a recommendation, but coverage is not contingent upon them using someone from the panel.