Brock Norton Insurance Agency
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Habitational Risk
A property used for shelter.

Health Insurance
A catch all term for insurance that affords protection from an illness or injury which results in a loss of life, a loss of earnings or out of pocket expenses. Some examples of health insurance are disability insurance, medical insurance, dental insurance, etc.

Health Maintenance Organization (HMO)
A health insurance plan which requires you to work through the insurers affiliated physician and facility network resulting in lower health costs than other health insurance plans. Patients typically small pay a flat rate amount per visit or prescription. HMO plans typically require you to specify a primary care physician from their list of doctors. The primary care physician must authorize any and all referrals to other doctors for treatment to be covered.

Highly Protected Risk (HPR)
Insurance plans available to large commercial properties which meet stringent safety standards to qualify for lower premiums.

Homeowners Insurance
Insurance that combines liability insurance and hazard insurance. Required by most mortgage lenders.

​Host Liquor Liability Coverage
​Protects the hosts of business or social functions where alcoholic beverages are sold or served.
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  • Home
  • Get a Quote
    • Auto Quote >
      • Additional Drivers
      • Additional Vehicles
    • Home Quote
    • Both Auto & Home
    • Business Quote
  • Report A Claim
    • Commerical Policyholders >
      • Auto
      • Liability
      • Property
      • Workers' Compensation >
        • Accident Report
        • State Rules
    • Personal Policyholders >
      • Auto / Boat / Cycle
      • Home / Renters
    • 24 Hour Claims Reporting
    • Additional Documentation
  • What We Do
    • Auto Insurance >
      • Auto Quote
      • FAQ's
    • Homeowners Insurance >
      • Home Quote
      • FAQ's
    • Commercial Insurance >
      • Business Quote
      • Request a Certificate of Insurance
      • FAQ's
    • Mortgage Referrals
  • Customer Service
    • Auto ID Request
    • Certificate of Insurance Request
    • Request a Change
    • Make a Payment
  • BLOG: I Love Insurance! Do You?
  • About Us
    • Our Staff
    • Partners
  • Contact Us