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January 2020
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 April is Distracted Driving Awareness Month in Virginia. Brock-Norton Insurance Agency encourages its employees, and all other drivers, to put down the phone and buckle-up.
Company officials say that Brock-Norton Insurance Agency will use Distracted Driving Awareness Month as an opportunity to remind motorists of the dangers of using a handheld phone while driving and other distracted driving behaviors. “It’s not just texting and making phone calls,” said Jimmy Norton, CPCU ,Vice President. “Drivers are using apps like Facebook, Twitter, and Snapchat behind the wheel.” Traffic safety researchers say using a smartphone while driving can be extremely dangerous because all three types of distraction – visual, manual, and cognitive – are involved. Throughout April Brock-Norton Insurance Agency will remind employees that anything they do that diverts attention from the task of driving is potentially dangerous. Company officials say that occasional emails will be sent to employees reminding them that grooming, eating, adjusting the radio, etc. while driving are distractions that can contribute to a devastating crash. “We want our employees to be safe on and off the job,” said Everett Brock, CPCU, President. In 2017, 208 people were killed and more than 14,500 were injured in distraction-related traffic crashes in Virginia. At any given daylight moment across America, approximately 660,000 drivers are using cell phones or manipulating electronic devices while driving. Please don’t be one of them. Other distractions, like eating, applying makeup, adjusting the radio or air conditioning, can also be dangerous. Anything that draws your attention away from the task of driving is distracted driving and can cause a crash. April is Distracted Driving Awareness Month in Virginia. Because it involves cognitive, manual, and visual distraction, fiddling with your phone while driving is extremely dangerous. We ask everyone to make a special effort to set the phone aside while driving. Also, please buckle-up. It’s your best defense against an impaired, reckless, or distracted driver. We want you and your family to be safe on the road.
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 Snowy morning. BMW 4 series ($45,000) and Tesla Model S ($77,000) up ahead.
Do you have enough Liability coverage to protect you in case you hit one? or both? What if someone is injured? The state of Virginia requires all auto policies carry at least $25,000 for bodily injury and $20,000 for property damage. What's on your policy? Brock-Norton recommends limits of $100,000 / $300,000 / $100,000 or higher. Talk to us about how you can improve your protection.
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EMPLOYMENT PRACTICES LIABILITY4/8/2019  A male Salesperson filed a discrimination claim against his employer when he learned about the compensation of his female counterparts. His complaint? The female Sales staff were being paid the same amount that he was. He felt his salary should be higher because he was a male. This really happened. A plaintiff alleged his employer discriminated against him on the basis of his age and disability. He further alleged that he was terminated in retaliation for filing a workers compensation claim and for complaining about the discrimination. Travelers spent more than $175,000 defending the case and paid $142,000 in settlement costs. This really happened. Employee harassment and discrimination claims affect all types of companies. The EEOC has reported double digit increases in the number of cases received each year. Legal costs to combat these claims can run $250,000 or more. How is your company protected? Employment Practices Liability Insurance will help your company defend itself against cases like these. The policies cover Discrimination, Harassment, and Wrongful Termination claims brought by employees, job applicants, volunteers and other outside parties. Most EPL carriers also provide complimentary advice and feedback to help their policyholders strengthen procedures and navigate potentially sticky situations.  Resources:
Travelers has a EPL site with tools to help companies better understand and manage their risk. The Best Defense is a Good Offense. Institute company policies to prevent discrimination and harassment in your workplace. Add Anti-Harassment and Anti-Discrimination policy wording to your employee handbooks. The Equal Employment Opportunity Commission's Small Business Resource Center is a great place to start. It provides tips and best practices advice for employers. We are always available to answer your questions and help find you the right protection. Reply to this email if you'd like more information about Employment Practices Liability coverage. |
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